Payments using interswitch

Making online Payments for SMS with interswitch debit cards



1. sign into your smsdam account and select recharge your account from the list of pages on the navigation bar.

2. The recharge your account page is displayed , having four different options for recharging your account

- Vpin
- Bank deposit
- Interswitch (Interswitch , Verve , MasterCard)
- Paypal

3. Click the interswitch option .

4. The bulk SMS calculator will load, leave the currency as NGN and enter the number of SMS Units you want to buy..

5. The Package, Unit Cost  and  Total Cost in NGN (Nigerian Naira) is automatically computed for you .



6. Click the Buy Now button a display of  volume and Total Amount Due in NGN is displayed and the following:

For payments greater that NGN 20,000 please break into several transactions if remitted by paying online, else pay directly to the bank get details here .

7. Click the green Continue to Nairapay button , you get directed to nairapay.net (online payment system for phanerus technologies) and an invoice detailing the transaction is displayed on the screen also a copy is mailed to your box.
 Important details like the transaction reference,  the cart id ,prices and product description are all detailed on the invoice.

8. Scroll down to the green button written Pay with interswitch debit card and click it after studying the details of the invoice and are ready to go ahead with payment.



9. A transaction summary page displaying the Total charge, Transaction charge, Total bill, Transaction ID is displayed with a bright green button that says Continue to Interswitch as displayed below.

10. Click the Continue to Interswitch button and get directed to the final payment page which has the GTbank logo.

11. Here you select your card type

- Interswitch
- Verve
- MasterCard

 Type the digits on your ATM card (Note: all ATM cards with the interswitch logo work on this page) and type your 4 (four) digit pin, Your expiry date, month and expiry date year. Then you use the keyboard on the screen and your mouse pointer to type your 4 digit pin ( this is a security check that prevents your pin from getting out, since it is selected on screen and not typed ).

12. The amount that will be deducted from your account will be displayed on the secure page as shown below, then click on the pay button to make the payments.

13. You will have to wait to get a confirmation, after the processing is done on the Gtbank / Interswitch page you will be redirected back to smsdam.com and the status of your transaction will be shown.



14. Transaction status will be shown on the screen. With  blue for a successful transaction and red for a failed transaction.

15. On completion of payment an SMS is sent to your phone notifying you of the amount of SMS units that your account has been credited with.

16. Also another copy of the invoice with the payment status as paid  is mailed to your box, confirming that payments have been received.